Credit Card Payoff Calculator
See how long to pay off your credit card balance
How to use Credit Card Payoff Calculator
Free credit card payoff calculator. Enter your balance, APR, and monthly payment to see your payoff date and total interest — or work backwards from a target date.
Frequently asked questions
A $5,000 balance at 20% APR with $100/month minimum payments takes 94 months and costs $4,311 in interest — almost doubling the original debt.