Home Affordability Calculator

Find out how much house you can afford

Car loans, student loans, credit cards

How to use Home Affordability Calculator

Free home affordability calculator using the 28/36 rule. Enter income, debts, down payment, and rate to see the maximum home price you can afford.

Frequently asked questions

Spend no more than 28% of gross monthly income on housing costs, and no more than 36% on total debt payments (housing + car + student loans + credit cards).