50/30/20 Budget Calculator
Split your income using the 50/30/20 budgeting rule
How to use 50/30/20 Budget Calculator
Free 50/30/20 budget calculator. Enter your monthly or annual income to see how to split it: 50% needs, 30% wants, 20% savings. Used by financial planners.
Frequently asked questions
A budgeting guideline: spend 50% of after-tax income on needs (rent, food, utilities), 30% on wants (entertainment, dining), and 20% on savings and debt repayment.