Capital Allocation
Mortgages, rent vs buy, and opportunity cost — the tools and guides for major capital decisions.
9 tools
Mortgage Calculator
StrongCalculate your monthly mortgage payment instantly
APR Calculator
Top pickCalculate the true APR including fees for any loan
Amortization Schedule
Top pickSee the full payment breakdown for your loan year by year
Home Affordability Calculator
StrongFind out how much house you can afford
Vehicle Depreciation & Total Cost Calculator
GrowingCalculate true total cost of ownership including depreciation over time
Auto Lease vs Loan Comparison
GrowingCompare the true total cost of leasing versus financing a vehicle
Refinance Break-Even Clock
GrowingFind the exact month a mortgage refinance pays for itself
Mortgage Payoff Accelerator
GrowingSee how extra principal payments shorten your mortgage and cut interest
HELOC Opportunity Cost Modeler
GrowingModel the true opportunity cost of tapping home equity versus other financing