Roth IRA Calculator
See how much tax-free wealth your Roth IRA will build
2024 limit: $7,000 (under 50), $8,000 (50+)
Tax-free balance at retirement
$7,453,909
Tax-free growth
$7,031,409
Total contributions
$422,500
Years of growth
65 years
How to use Roth IRA Calculator
Free Roth IRA calculator. Project your tax-free retirement balance with annual contributions and compound growth over time.
Frequently asked questions
Single filers: phase-out begins at $146,000, ends at $161,000. Married filing jointly: phase-out $230,000–$240,000. Above those limits, use a backdoor Roth.