Roth IRA Calculator
See how much tax-free wealth your Roth IRA will build
2026 limit: $7,000 (under 50), $8,000 (50+)
Tax-free balance at retirement
$8,027,286
Tax-free growth
$7,572,286
Total contributions
$455,000
Years of growth
65 years
How to use Roth IRA Calculator
Free Roth IRA calculator. Project your tax-free retirement balance with annual contributions and compound growth over time.
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Featured Experience
Are you on track for retirement?
Try the Retirement Planner — enter your age, current savings, monthly contributions, and target retirement age. See your projected savings vs the amount you need (4% rule), a live year-by-year chart, and ask the AI advisor whether you are on track.
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Frequently asked questions
$7,000 for individuals under 50. $8,000 for age 50+ (includes $1,000 catch-up contribution). Income limits apply — see Section 5 below.