FIRE Calculator
Calculate your FIRE number and years to financial independence
What you spend per year in retirement
4% rule is the standard
How to use FIRE Calculator
Free FIRE (Financial Independence, Retire Early) calculator. Enter expenses, savings, income, and return rate to see your FIRE number and years to retirement.
Frequently asked questions
Your FIRE number = annual expenses ÷ safe withdrawal rate. At 4% SWR, it is 25× your annual expenses. Reach this amount and you can retire.