4% Rule Calculator
Find out how much you can safely withdraw in retirement
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How to use 4% Rule Calculator
Free 4% rule calculator. Enter your portfolio size and annual expenses to see if you can retire, and how much you can safely withdraw each year.
Frequently asked questions
The Trinity Study (1998) analyzed historical portfolio returns and found a 4% withdrawal rate sustained a 30-year retirement with high success rates using a 50/50 stock-bond portfolio.